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RALEIGH — The Atlantic hurricane season began June 1, and Insurance Commissioner Wayne Goodwin reminds all North Carolinians to prepare for severe weather by visiting NCHurriClaims.com.
The website includes tips for before and after a storm, descriptions of insurance coverages, important contact information and more.
“Everyone in North Carolina is at potential risk of property damage or loss from hurricanes or other natural disasters,” said Goodwin. “Don’t wait until a storm is approaching to prepare.”
To prepare for hurricane season:
•Review insurance policies. Make sure to have appropriate insurance coverage. Standard homeowners policies do not cover flood damage — flood insurance can be purchased through the National Flood Insurance Program and must be in place for 30 days before coverage takes effect. Renters should consider purchasing coverage for their personal property through renters’ insurance.
•Make a home inventory and compile documents. Make a list of belongings and take pictures or video of them. Keep the inventory list, purchase receipts, pictures/video and copies of insurance policies in a safety deposit box or other secure place away from home, or store them in e-mail. Bring copies of important documents if forced to evacuate.
•Take action to protect property in the event of a storm. Cover windows with storm shutters, siding or plywood. Move vehicles into garages when possible, or park them near the home and away from trees. Prevent outdoor items from becoming projectiles that can harm property or neighboring homes. Grills, patio furniture and potted plants should be moved into the house or garage, or tied down.
For more information, call the Department of Insurance Consumer Services Division at 1-800-546-5664 and see NCHurriClaims.com.